AI-Ghar
AI-Ghar
Smart · Secure · Intelligent

© 2025 AI-Ghar · All rights reserved

Account Settings

Welcome to AI-Ghar

Sign in to manage your properties and preferences

AI-Ghar v1.0

HomeHome LoanCompare Offers

Compare Home Loan Offers

Compare rates, EMI, and terms from 7+ leading banks. Get personalized quotes based on your profile and find the best offer.

SBI

Interest Rate
8.50% - 9.85%
Monthly EMI
₹43,391
Max Loan₹15 Cr
Tenure30 Yrs
Processing Fee0.35-0.50%
ApprovalFastest
Lowest ratesFastest approval

HDFC

Interest Rate
8.65% - 9.75%
Monthly EMI
₹43,867
Max Loan₹10 Cr
Tenure30 Yrs
Processing Fee0.50-0.70%
Approval7-10 days
Trusted brandGood rates

Axis Bank

Interest Rate
8.70% - 9.40%
Monthly EMI
₹44,026
Max Loan₹7.5 Cr
Tenure30 Yrs
Processing Fee0.35-0.75%
Approval5-7 days
Competitive ratesGood service

ICICI

Interest Rate
8.75% - 9.50%
Monthly EMI
₹44,186
Max Loan₹5 Cr
Tenure30 Yrs
Processing Fee0.50-1.00%
Approval5-7 days
Digital-firstQuick disbursal

Kotak

Interest Rate
8.80% - 9.35%
Monthly EMI
₹44,345
Max Loan₹5 Cr
Tenure30 Yrs
Processing Fee0.50-0.80%
Approval7-10 days
Customer-centricFlexible terms

Detailed Comparison

BankRateMonthly EMIProcess FeeApprovalAction
SBI8.5%₹43,3910.35-0.50%FastestApply
HDFC8.65%₹43,8670.50-0.70%7-10 daysApply
Axis Bank8.7%₹44,0260.35-0.75%5-7 daysApply
ICICI8.75%₹44,1860.50-1.00%5-7 daysApply
Kotak8.8%₹44,3450.50-0.80%7-10 daysApply

How to Choose the Best Offer

📊

Compare Rates

Lower rate = Lower EMI and total interest paid

💰

Check EMI

Monthly EMI should fit your budget

⏱️

Approval Speed

Quick approval = Faster fund disbursal

📋

Hidden Charges

Check processing fee, penalties, etc.

Flexibility

Look for prepayment options, tenure change

🏦

Service Quality

Customer support and online portal quality