HDFC Home Loan
India's most trusted bank • Fastest online process • Digital-first home loan
EMI Calculator
Why Choose HDFC Bank?
Trusted Brand
India's most trusted bank for mortgages
Quick Approval
7-10 days approval with online documentation
Digital Process
End-to-end digital home loan process
Cashback
Cashback up to ₹2 lakhs on balance transfer
Flexible Terms
Flexible tenure up to 30 years
Expert Support
24/7 customer support and relationship manager
Eligibility Criteria
Documents Required
Identity
- •PAN Card
- •Aadhar Card
- •Driving License (optional)
Income
- •Last 2 years ITR
- •Last 3 months salary slip
- •Bank statements (6 months)
Property
- •Property agreement
- •Tax receipt (5 years)
- •Approved plan
Other
- •Marital status certificate
- •Investment proof
- •Insurance documents
Common Questions
▼How long does pre-approval take?
HDFC provides instant pre-approval in 10 minutes via their mobile app. You need to provide basic information and income proof. The pre-approval is valid for 60 days.
▼What is HDFC's balance transfer offer?
HDFC offers balance transfer with 0% charges and cashback up to ₹2 lakhs. You can transfer your loan from any other bank and save up to ₹8-10 lakhs in total interest.
▼Can I get a top-up loan?
Yes, HDFC offers top-up loans up to 25% of your original loan amount after 12 months of regular payments. Top-up processing is fast (2-3 weeks).
▼What payment options are available?
You can pay EMI via auto-debit from salary account, standing instruction, NEFT, or online banking. HDFC also offers option to pay in advance without penalty.